Delete and Retain Personal Information

Mandapeta PocketSave-MoneyPlan — Understanding how we handle your data lifecycle.

Last Updated: July 2025

1. Principles of Data Lifecycle Management

Mandapeta PocketSave-MoneyPlan operates under a strict philosophy of responsible data minimization and ethical guardianship. This document clarifies the exact duration for which our systems store your personal information, alongside the definitive protocols implemented for its permanent destruction.

Our core mandate is to compress data storage times to the bare minimal period required for service delivery and regulatory obedience under India's Digital Personal Data Protection Act (DPDPA). For additional overarching context regarding our universal information processing workflows, please consult our main Privacy Policy: https://www.mandapetapocketsave.com/privacy-policy

2. Retention Schedules: Rationale and Duration

We govern the lifecycle of all compiled records based on their specific utility and statutory demands:

2.1. Account Identity and Core Profiles
Objective: To maintain active customer sessions, coordinate multi-factor security barriers, and facilitate efficient profile reconstruction.
Storage Duration: This category remains operational for the entire lifespan of your registration. Following the formal closure of an account, we are legally compelled to archive these identity datasets for five (5) years to fulfill Indian financial auditing rules and statutory records mandates.
2.2. User Preference and Personalization Data
Objective: To store custom interface styles, localized language settings, and operational consistency across disconnected sessions.
Storage Duration: This metadata is preserved for five (5) years calculating from your last active interface engagement, guaranteeing a friction-free return path for reactivating customers.
2.3. Technical Stability and Diagnostic Logs
Objective: To track application bugs, enhance device execution stability, and secure application compatibility.
Storage Duration: System errors and technical analytics are preserved for a maximum timeline of two (2) years. This window allows our technical engineering teams to debug recurring mathematical code conflicts and assess software health over time.

2.4. Storage Infrastructure Security

Throughout the retention periods detailed above, all vaulted records are heavily shielded using high-grade end-to-end encryption protocols coupled with robust access credentials to block any illegitimate data exposure.

3. User Empowerment: Rights to Deletion

You retain absolute sovereign ownership over all information disclosed to Mandapeta PocketSave-MoneyPlan:

3.1. Manual Deletion Requests

Customers may initiate their fundamental right to demand absolute data eradication at any time. Please transmit your request using your verified contact credentials to business@mandapetapocketsave.com

We pledge to validate, process, and complete such erasure actions within 15 business days. Your records will be stripped from all primary production databases, excluding narrow historical ledgers mandated by state authorities for legal evidence.

You may also submit a deletion request directly via our Delete Account page.

3.2. Automatic Inactivity Cleanup

To eliminate the digital footprint of obsolete accounts, profiles registering absolute zero interaction for eighteen (18) continuous months will be automatically scheduled for purge.

A digital notification warning will be dispatched 30 days prior to the execution date. If no corrective action occurs, we will delete or fully anonymize the profile data to meet our legal obligations.

3.3. Ecosystem-Wide Compliance

Our downstream operational processors and technical partners are contractually bound to execute identical deletion procedures, ensuring your information is completely wiped out across our entire structural network.

4. Contact and Resolution

For any technical questions regarding this retention schedule or to invoke your data rights, please contact our team:

Service Commitment:We commit to delivering a formal response to all data lifecycle inquiries within ten (10) working days.