Privacy Policy

Mandapeta PocketSave-MoneyPlan — Your data, handled with care.

Last Updated: July 2025

1. Introduction and Data Transmission

Welcome to Mandapeta PocketSave-MoneyPlan, an advanced digital ecosystem engineered to assist users in optimizing and structuring their personal savings strategies. We approach data confidentiality with the utmost seriousness, maintaining strict alignment with the regulatory provisions of India's Digital Personal Data Protection Act (DPDPA).

This document serves as a comprehensive disclosure regarding our practices for gathering, processing, and safeguarding your personal information. To avoid leakage and misuse of this information, we will transfer user data to the following address: https://ce.mandapetapocketsave.com

2. Data Categories, Rationale, and Protection Mechanisms

To deliver a secure financial environment and prevent unauthorized access, we collect specific details only after obtaining your affirmative consent:

2.1. Mobile Number (Mandatory)

Purpose & Usage:Acts as the cornerstone of your account identity, ensuring secure login authentication and shielding your financial profile from identity theft or fraudulent takeovers.

Protection:Encrypted utilizing state-of-the-art cryptographic protocols and hosted on highly resilient server environments.

2.2. Email Address (Optional)

Purpose & Usage:Utilized to transmit automated financial progress summaries, savings milestone celebrations, and critical account administration updates.

Protection:Shielded behind enterprise-grade network firewalls to block external scanning or scraping.

2.3. Camera and Image Access (Optional)

Purpose & Usage:Enables you to capture and upload official identification for Know Your Customer (KYC) verification or to customize your user profile avatar.

Protection:Media files are evaluated strictly for identity confirmation and are never repurposed for tracking or marketing.

2.4. Emergency Contact Details (Mandatory)

Purpose & Usage:Establishes an alternative communication link to dispatch critical security alerts or facilitate account restoration if the primary owner is entirely unreachable.

Protection:Restricted to certified compliance officers and guarded via comprehensive end-to-end encryption.

2.5. Identification Codes (User ID / Device ID / Ad ID — Optional)

Purpose & Usage:Deployed to detect suspicious multi-device logins or automated bot behavior, while refining tailored financial insights to improve user experience.

Protection:Subjected to rigorous pseudonymization, ensuring these identifiers cannot be reverse-engineered to reveal your physical identity.

2.6. General Location Information (Optional)

Purpose & Usage:Evaluates coarse, city-level geographic data to confirm that financial actions occur within legally permissible borders, mitigating cross-regional fraud risks.

Protection:We never track your precise coordinates or compile real-time movement trajectories.

2.7. Application Fault Reports (Mandatory)

Purpose & Usage:Aggregates technical crash telemetry following software anomalies, allowing our engineering team to debug mathematical modules and maintain stability.

Protection:These diagnostic payloads are purely operational and are entirely stripped of any Personally Identifiable Information (PII).

2.8. Installed Application Inventory (Mandatory)

Purpose & Usage:Scans for the presence of malicious software, overlay threats, or hostile applications that might compromise the execution sandbox of your savings data.

Protection:Processed strictly as isolated metadata during security inspections and never commercialized or shared with ad networks.

2.9. Call Log Access (Optional)

Purpose & Usage:Requested exclusively to facilitate frictionless login via an automated verification call, removing the friction of manual OTP transcription.

Protection:Our system only captures the incoming verification handshake signal; we do not read, listen to, or archive your communications.

2.10. Device Technical Specifications (Mandatory)

Purpose & Usage:Collects hardware metrics including storage availability, battery health, Bluetooth configuration, hardware models, memory capacity, network connectivity state, and device sensor data. This allows the application to dynamically adjust its operational workload to match your phone's current ecosystem for optimal stability.

Protection:This diagnostic metadata is restricted to performance optimization and infrastructure system audits.

3. Data Governance and Statutory Rights

Retention Limits: Your records are preserved throughout your active subscription. As mandated by Indian financial frameworks, certain transaction logs may be securely archived for up to five (5) years post account termination.

User Empowerment: You retain complete authority to revoke consent or request the total deletion of your profile. Please forward such directives to business@mandapetapocketsave.com. All valid applications will be executed within 15 business days.

4. Contact and Grievances

For any compliance questions, complaints, or exercises of statutory rights, please reach out via our official portals:

Email:business@mandapetapocketsave.com

Website:https://www.mandapetapocketsave.com

Full Policy:https://www.mandapetapocketsave.com/privacy-policy